LAST MODIFIED ON JULY 31, 2026.
Active subscriptions accumulate unused xRenew credits from billing period to billing period (“Rollover Credits”). Rollover Credits are a benefit of maintaining an active subscription and have no cash value.
Cancellation: When your subscription ends — whether you cancel it or it is cancelled due to failed billing — all accumulated Rollover Credits are forfeited at the end of your final paid billing cycle. They are not restored if you later re-subscribe.
Upgrades: Upgrading your plan tier or moving to a longer billing cycle (for example monthly to annual) grants your new plan’s credit allotment and your accumulated Rollover Credits are retained.
Downgrades: Downgrading your plan tier or moving to a shorter billing cycle forfeits accumulated Rollover Credits; your account starts fresh on the new plan’s allotment.
Purchased xBank credits are unaffected by plan changes and remain in your account, but using them requires an active subscription as described in our Terms.
Initiating A CancellationInclude the following information: